Landlords who have buildings and contents insurance to make sure they are completely covered for flooding. This is especially for landlords who let out their property with furnishings.
The environmental agency has reported that the average cost of home flooding damage is £28,000 which is a massive amount compared to fire damage (£7,300 from losses) and burglary (£1,000).
Due to the amount that damage can cost is really does show you that it pays to be properly covered. If your house becomes so damaged it becomes inhabitable then you will also lose out on rental income.
At CIA Insurance we have competitive quotes for buildings and contents insurance, or if you wish we have separate buildings insurance and contents insurance cover.
A house damaged by flooding
CIA Let Property Blog 
February 20, 2012
Landlord Information