Tag Archives: tenancy agreement

Want to become a residential landlord? Read this first

January 25, 2012


It is possible to let out rooms in your home to make money, there are different and certain ways to let out rooms. There are terms and conditions to abide to and you also need to look into how much rent you can charge.

Resident Landlords

Being a resident landlord has different rules and terms than if you are a non-resident landlord. You are a resident landlord if you are letting out part of a property that you live in an is your main home.

As this is you own home you can give less notice if you want to end a letting and a tenant cannot dispute the rental price agreed.

If you own the property but have a mortgage, you should always check with your mortgage lender if it is ok to become a resident landlord.

If the property is leased to you, you need to check the lease terms before you become a resident landlord.

It is only possible for a tenant to sublet a property if the tenancy agreement allows them to do so.

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Private rental repairs – Who is responsible?

December 21, 2011


Keeping the property you own well maintained is extremely important, especially in winter.

It is up to the landlord to maintain the property they own and rent out, also carry out necessary repairs when they need to be done. It is also up to the tenant to look after the property and to keep it in good repair.

 Landlord’s responsibilities for repairs

If you are a landlord renting out your property the property must be kept in a good, livable condition. All gas electrical systems must meet specified safety standards.

Landlords are responsible for:

  •  The structure of the property*
  •  Basins, sinks, baths and other sanitary fittings*
  •  Heating and hot water systems*
  •  Any damage you cause through attempting repairs*

If there has been a fire in your property and it is damaged or even damaged by a flood you do not have to renovate or rebuild. If the property is severely damaged and you do have to do the above you cannot ask your tenants to pay a service charge for any of the repairs to be done.

If you own a block of flats, you will usually be responsible for repairing common areas, like staircases

The council can ask landlords to deal with any problems in common areas, and/or to repair a tenant’s flat that has been damaged by another tenant. If you own a block of flats and a tenant. If you own a block of flats and a tenant is damaging another tenant’s flat – for example if they leave an taps running and water overflows to the flat below, the tenant who is responsible can be asked to pay for the repairs.

Landlords are also responsible to have the relevant insurance to cover any problems. In most cases it is a mandatory requirement with any buy to let mortgage offer to have Landlords buildings and contents insurance.

 Tenant’s responsibilities for repairs

If the tenancy agreement says you can, as a tenant you should carry out repairs.

If there are damages caused by family and friends, you are responsible for this and they must be put right. You should always make sure you prevent anything like burst pipes and must always take care of the property you live in.

Anything that you personally own is not your landlord’s responsibility and should be looked after and repaired by you if damaged unless it has been damaged because the landlord hasn’t stuck by their agreement and their obligations, for example, not fixing a leaking roof.


Source – *Direct gov

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Rights and obligations- a tenancy agreement

October 4, 2011


What is a tenancy?

  • A tenancy is a contract between a landlord and a tenant what allows the tenant to live in a property as long as they pay rent and follow the rules.
  • A tenancy agreement is the document agreed between a landlord and tenant which sets out the legal terms and conditions of the rent contract. A tenancy agreement should be prepared before anyone rents the property.
  • Tenancy agreement can be either written or verbal, but you should use a written tenancy agreement where possible. This will avoid any disputes at a later date as all the tenancy information will be in writing. Check you understand any terms before agreeing to them!
  • Whether or not a tenancy agreement is in place, landlords and tenants still have certain rights and obligations under the housing legislation.

    Tenancy Agreement...

Rights and obligations under a tenancy agreement

Your rights and obligations as a tenant…

  • You should have the freedom to live in the property undisturbed.
  • The property should also be kept in a good state of repair which your landlord should keep an eye on. They need to maintain the property as you have the right to live in a well maintained place.
  • You should always have the right to access any information about your tenancy at anytime.
  • You should be protected from unfair eviction, unfair rent and you have the right to challenge excessively high charges.
  • The deposit you paid should be returned to you when your tenancy ends.

If you moved into the property before 15th January 1989 you may have a regulated tenancy and additional rights.

Tenants who breach their agreement for example failing to pay rent, you have failed to comply to the terms and conditions and loose your legal rights as a tenant.

Your rights and obligations as a landlord…

  • When the tenancy ends, you have the right to repossess the property.
  • Take back the property if it gets damaged.
  • By giving 24 hours’ notice you can enter the property.
  • Take legal action to evict the tenant, in some cases this is used if the tenant is not paying their rent.
There may be other rights and responsibilities included in your tenancy agreement.

We hope you found this information useful. Please remember to use CIA Insurance when you or your family and friends need motorcycle insurance, landlords insurance or commercial insurance.

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